50 Facts That the Politicians Aren't Discussing About Americans' Finances政客们从多长时间both parties get away with lying to us?

民主党人告诉你他们想要照顾the middle class, and the Republicans tell you they want to grow the economy. But the reality is, neither side is telling you the truth, only telling you what distracts youfromthe truth.

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当前美国和它的财务状况people are in serious trouble. Marco Rubio promises to reform tax codes and repeal Obamacare. Hillary Clinton plans to raise taxes on capital gains. Bernie Sanders wants to make college free. None of them wants to fix the real problems.

What are those problems? Following are 52 disturbing facts about the U.S. economy that should cause you to make economics a major issue at your house: The middle class economic condition continues to deteriorate, and regardless of where you are financially, these statistics may include you.

That deterioration should strike you as being something that extends beyond bad news and drama. It should be a conversation starter for you, your spouse and kids, your extended family and your employees. Here is the reality ofyoursituation:

1. 76 percent of Americans are living paycheck to paycheck
2. 62 percent of Americans have less than 1,000 dollars in their savings account
3. 65 percent of those 65 and older have less than $25,000 in retirement
4. 21 percentof all Americans have no savings account at all
5. 43 percent of American households spend more money than they make each month
6. Middle-class Americans todaymake up a minority of the population. In 1971,61percent of all Americans lived in middle-class households
7. In the last 14 years, median income of middle-class households declinedby 4 percent
8. Median wealth for middle class householdsdropped by an astounding 28 percentbetween 2001 and 2013
9. Middle class take-home pay before expenses has plummeted to just43 percentof gross pay, compared to 1970 when the middle class took home approximately62 percentof all income
10. There are still900,000 fewer middle-class jobsin America than there were when the last recession began
11. According to the Social Security Administration,51 percentof all American workers make less than $30,000 a year
12. 48 percent of all adults under the age of 30 believe that "The American Dream is dead"
13. Since hitting a peak in 2004, the rate of homeownership in the United States has beensteadily declining, and today stands at 63 percent of households
14. The United States ranks19th in the worldwhen it comes to median wealth per adult
15. The level of entrepreneurship in this country isat an all-time low
16. Foreach of the past six years, more businesses have closed in the United States than opened. This has never happened before in U.S. history
17. The 20 wealthiest people in the nation have more moneythan the poorest 152,000,000 Americans combined
18. The top 0.1 percent of all American families haveas much wealthas the bottom 90 percent combined
19. If you have no debt and $10 in your pocket, you have a greater net worth than one out of four Americans
20. The number of Americans living in concentrated areas of high povertyhas doubled since 2000
21. 48 percentof all 25-year-old Americans still live at home with their parents
22. 51 percentof all Americans make less than $30,000 a year
23. One out of five people live in poverty
24. 46 million Americansuse food banks each year
25. The number of homeless children nationally has increasedby 60 percentover the past six years
26. According toPoverty USA, 1.6 million American children slept in a homeless shelter or some other form of emergency housing last year
27. 65 percentof all children in the United States are living in a home that receives some form of aid from the federal government
28. Almost one-thirdof all children live in households with an income below 60 percent of the national median income
29. The United Statesranks 36thout of the 41 "wealthy nations" in child poverty
30. 41 percentof all children in the United States raised by a single parent are living in poverty
31. The "officially unemployed" plus those "not in the labor force" equal102.3 million
32. 70 percent of all Americans believe that "debt is a necessity in their lives"
33. 53 percentof all Americans don't even have a minimum three-day supply of nonperishable food and water stored
34. Accordingto John Williams of shadowstats.com, the actual unemployment rate in this nation is 22.9 percent
35. The percentage of men working in America has gone frommore than 80 percentin 1980 to65 percent
36. The labor-force participation rate for menhas plunged to the lowest level ever recorded
37. The inventory-to-sales ratio has risen to its highest levelsince the last recession. That means that a lot of unsold inventory is just sitting around out there
38. The manufacturing index has fallenfor five months in a row.
39. Orders for "core" durable goods have fallenfor ten months in a row
40. Since March 2015, the amount of goods being shipped by truck, rail and air inside the United Stateshas been falling every single monthon a year-over-year basis
41. Walmart is projecting that its earnings may fallby as much as 12 percentover the next fiscal year
42. Corporate debt in the United Stateshas approximately doubled
43. Despite the Federal Reserve's first increase in interest rates in 10 years, the U.S. Treasury prime rate has continued to drop, hitting new lows of 1.57 percent just this week
44. Annual health-insurance premiums have increased by a total$4,865per household since 2008
45. The average U.S. household that has at least one credit card has approximately$15,950in credit card debt
46. The number of auto loans that exceed 72 monthshas hit an an all-time high
47. Approximately 41 percentof all working-age Americans either currently have medical bill problems or are paying off medical debt
48. The total amount of student loan debt in the United States has risen to $1.2 trillion, more than all credit card debt
49. Approximately40 millionAmericans are paying off student loan debt
50. In just the last eight years, the nation added$8.16 trillionto the U.S. national debt, with admitted debt at some $19 trillion

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What we have seen so far is just the small tip of a very big issue that will affect us all. I have been saying for five years now:Get ready!It is time you make economics the number-one issue in your life. So, invest money only in growing yourself and your business opportunities. If something has no chance of improving one of those two things -- don't spend money on it.

Our economic infrastructure is gutted; our middle class is being destroyed; we have $20 trillion in admitted debt; Wall Street has been transformed into the biggest casino in the history of the planet; and our irresponsible, incompetent, lying and reckless politicians have piled up the biggest mountains of obligations to big banks and Big Pharma to addict the world on debt and drugs.

What has to change in this country is the idea that the government will fix our problems. Your mom and dad were sold on the idea that the government would keep them safe, secure their finances and ensure their retirement. We all know how that turned out -- and if you don't, reread No. 3. Anyone who believes that everything is "perfectly fine" and that we are going to come out of this "stronger than ever" is just being delusional. You must get your priorities straight.

You have to take control ofyourlife. You cannot win if you do not take responsibility and control, yourself, your family, your finances, your health, your wealth and your community. You need to think differently about how you accomplish your goals -- and recognize that, when you control your situation, you accomplish your goals more.

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